Build Wealth, Preserve Prosperity
Explore opportunities for SIP investments, retirement, tax-saving needs, and your children’s education. We provide clear information and support to help you make informed choices for your financial goals.
Thoughtful investing. Clear guidance. Long-term relationships.
Yogakshem Financial was founded in 2007 with a simple purpose — to make the mutual fund experience more transparent, organised and convenient for investors. We believe in clear communication, dependable service and long-term relationships, helping investors navigate their investment journey with greater clarity and confidence.
Our Story Yogakshem Financial began with a simple belief — investing should feel clear, organised and purposeful. Since 2007, our focus has been on making the everyday mutual fund experience straightforward for investors — from understanding investment options and completing transactions to maintaining records and providing ongoing assistance. As the needs of investors evolve, we continue to combine personal service with technology and organised processes, while maintaining our focus on clear communication, responsible service and long-term relationships.
Understand
We begin by understanding your priorities, timeline, and financial circumstances.
Organise
Your investments are structured with a clear purpose and a long-term perspective.
Stay Disciplined
Consistent investing and regular attention can help you remain focused through changing market conditions.
Review
We keep track of your progress and make adjustments when your circumstances or goals change.
Track
Market Indices
Stay updated with the latest BSE and NSE market performance.
SENSEX
NIFTY 50
Service & Transaction Support
A comprehensive set of services covering every touchpoint of your mutual fund journey - from the first SIP to the final redemption, all under one dedicated relationship.
- 01
Mutual Fund Investement
Enquire - 02
Portfolio Review & Rebalancing
Enquire - 03
Systematic Investment Plan (SIP)
Enquire - 04
Retirement Goals
Enquire - 05
Tax Considerations
Enquire - 06
Child Education Goals
Enquire
"A portfolio is not a product catalogue - it's a set of decisions rehearsed in advance."
Build Your Financial Future
With Smart Investments
Define your goals, choose the right investment approach, and take confident steps toward achieving your financial dreams.
Every goal deserves
a dedicated plan.
Tell us what you're investing for and we'll suggest a plan tailored to your goal.
- A personalized investment roadmap
- Backed by AMFI-registered mutual fund distributors
- Takes less than 2 minutes
Ready to find your plan?
Pick a goal, answer 3 quick questions, and we'll send you a tailored plan.
See How Different
Options Perform
Compare historical returns across savings, gold, fixed deposits, and mutual funds to understand how different investment options have performed over time.
One Lakh Only
Savings Account
3% p.a.
₹1,34,392
Fixed Deposit
7% p.a.
₹1,96,715
Gold
9% p.a.
₹2,36,736
Mutual Funds
12% p.a.
₹3,10,585
Investing ₹1,00,000 in Mutual Funds for 10 years could grow to ₹3,10,585 - the highest among these options.
For illustration purposes only. Actual returns may vary. Maximum assumed CAGR: 12% as per firm policy (AMFI cap: 13%). Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Financial calculators & more.
All built for investors who value clarity over noise.
SIP Calculator
Estimate potential investment value through disciplined monthly investing.
Use Tool →Estimate your investment growth.
Fifteen Thousand Only
For illustration purposes only. Actual returns may vary. Maximum assumed CAGR: 12% as per firm policy (AMFI cap: 13%). Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
What our investors say.
Planning for retirement felt overwhelming until we sat down and mapped out an actual monthly target. Having a clear plan made a huge difference to my peace of mind.
A smooth experience from the beginning. I especially appreciate the patience and clarity in every conversation.
As someone without a fixed pension, planning my own retirement corpus felt daunting. The step-by-step guidance made it manageable.
Making this investment was a big decision for me, and I’m now completely satisfied with the financial guidance and support you provided.
I appreciate the simple communication and regular updates. I always know what is happening with my investments.
We started an education fund for our son years before we needed it, and I’m grateful for the guidance that got us started early.
Much higher cash-flow flexibility and better tax efficiency than traditional fixed annuities or dividends.
The goal-based approach helped me separate my retirement savings from my other investments. It’s much easier to track progress this way.
A great decision I made 30 years ago, and now I am completely satisfied with my wealth
DIY investing vs guided transaction support.
Frequently asked.
What is the minimum amount required to start a SIP?
Many mutual fund schemes allow you to start a SIP with a small monthly amount, often as low as a few hundred rupees, though this varies by scheme. Check the specific fund's minimum investment criteria before starting.
Can I withdraw my mutual fund investment anytime?
Most open-ended mutual funds allow you to redeem your units on any business day, subject to any applicable exit load. Some schemes, like ELSS funds, have a mandatory lock-in period during which withdrawals aren't permitted.
Is my money safe in a mutual fund?
Mutual funds are regulated investment vehicles, but they are market-linked, which means their value can go up or down based on market conditions. They are not guaranteed or risk-free, and mutual fund investments are subject to market risks.
Do I need a demat account to invest in mutual funds?
No, a demat account is not mandatory for investing in mutual funds. You can hold your units in the regular statement-of-account (non-demat) mode, which is the more common route for retail mutual fund investors.
What documents are required for KYC?
Standard KYC typically requires proof of identity (such as a PAN card), proof of address, and a recent photograph. Once your KYC is completed and verified, it is generally valid across all mutual fund investments.
Talk to our client support team.
Whether you're beginning your first SIP or reviewing a mature portfolio, a short conversation is a good place to start.
- Phone
- Office Address
Flat No.6, Madhav Hari Society, Near Karve Statue, Behind Bus Stop , Karve Road, Kothrud, Pune - 411038
Your portfolio, always in your pocket.
Track investments, review your goals and reach our team - all from your pocket. Available for iOS and Android.
